Umbrella Insurance

Get your free umbrella insurance quote from Kirby Insurance Agency.

Call the Baltimore office at 410-837-2320 or the Westminster office at 410-840-2922 for more information.

In our society, three things work against you:

• It cost nothing to initiate a lawsuit
• Juries and judges are unpredictable
• Defending yourself costs enormous sums of money

One other factor also comes into play. They want more because you have it.

A long time ago, you decided to arrive. You worked hard and got there. As you did, you accumulated possessions. Not an ostentatious amount, but enough to make you and your loved ones comfortable.

You are proud of these accomplishments. In fact, you have protected them with the best insurance you could.

Now you need extra protection, an umbrella insurance policy.

What are your limits on your auto and home liability policies? $300,000? $500,000?

It's not enough.

You get into an auto accident; someone falls into your pool; whatever the fluke occurrence - you can be sued. What if you are sued and the award goes to the plaintiff? Okay, you say, the insurance will cover it. But what if the amount is over the policy limits? (That happens, especially if you have nice things.)

How will you pay the judgment? How will you even defend yourself in such a lawsuit? Can you actually lose all you have strived for?

You bet you can.

You need protection that will rev up after the other policy limits are exhausted. You need umbrella insurance protection.

Discover how a small cost provides you with gigantic protection.

At Kirby Insurance Agency we have provided umbrella protection since 1934. We know how to protect your assets. Now you will too!

Complete the Protection Savings Form today for a free, no obligation umbrella protection quote. Don't spend another sleepless night riddled with anxiety about losing all you have. Take out an umbrella!