14 West Saratoga Street
Get your free condo insurance quote from Kirby Insurance Agency. Call the Baltimore office at 410-837-2320 or the Westminster office at 410-840-2922 for more information.
As a condominium owner, you have many benefits but you are also exposed to unique risks. Unlike a single-family homeowner, you have a number of policies in force between your personal insurance and the community insurance. You need to make sure that this insurance overlaps so as not to let risk seep through the seams.
Because there are various policies in place, you need to make sure that you don't overpay for unneeded insurance--already covered by the master insurance plan--and that you have extra liability insurance where the master insurance stops.
Your condo is in a communal setting but your condo insurance needs to be individual or your may be paying too much and you probably have great liability risk.
Worried about costs. Don't be--condo insurance can be very affordable.
Condo insurance is like a suit that needs to be individually tailored: if it's too big then you overpay for what you don't need and if it's too small then you may expose yourself to lawsuits.
Condo insurance is available at reasonable rates to anyone who owns property in a development with joint property ownership. It is distinct from homeowner insurance because it works in conjunction with your association's insurance policy.
Here are two reasons to act now!