Boat Insurance
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Boat. That one word can mean a lot of things: inboard, outboard, sailboat, jet ski...and what about big boats? At what point do they become yachts? Obviously there are a lot of different kinds of boats...and no one insurance policy will be right for every kind of boat.
Boat use comes in almost as many varieties, and insurance for your watercraft should take into account how you use it, and what kind of equipment goes along with that use. For instance, equipment and boating insurance modifications are quite different when your boat is used for water skiing vs. inland waterway fishing vs. offshore fishing.
Insurance choice starts with the insurance company
Not all insurance companies insure boats, and not every insurance company provides the same boat insurance options. That's why Kirby Insurance, as in independent insurance agent, represents over 15 top rated insurance companies. That allows us the flexibility of matching your unique boating insurance needs with the company with the right options - so we can get you the best insurance protection at the best price.
In some cases, particularly for smaller or sail powered boats, making a few modifications to your homeowner or condo owner insurance policy may provide you all the coverage you need - at a substantial discount.
Get a quote today or call or contact us for a consultation about the right insurance kind of boat insurance for you.